For agents · Commission

Real estate agent commission splits in New Zealand — and what you actually keep.

Headline splits are marketing. Take-home pay is what matters. This page explains how the money moves from vendor to agency to you, what gets deducted along the way, and how to compare two agencies honestly.

How it works

Vendor → agency → agent.

In New Zealand the vendor signs an agency agreement with the agency, and the commission is paid to that agency out of the sale proceeds at settlement. The salesperson is paid a share of it afterwards.

So there are three numbers that decide your income: the commission rate charged to the vendor, your split of that commission, and the fees your agency deducts. Two agents on identical sales volumes can take home very different amounts depending on the last one.

Calculator

Work out your take-home on a single sale.

$950,000
3.00%
50%
$1,200
Gross commission on the sale$28,500
Your 50% share$14,250
Less fees− $1,200

You keep

$13,050

Same sale at The Network — 85%, no fees

$24,225

Difference: $11,175 on this one sale.

Figures are indicative only and exclude GST. Commission rates, splits and fees differ by agency and region — always confirm the numbers in writing before you sign.

The checklist

Nine questions to ask before you accept a split.

  1. 01What is the split, and does it change with volume or tenure?
  2. 02What franchise or brand fee comes off before I'm paid?
  3. 03Is there a desk, office or admin fee — monthly or per sale?
  4. 04Who pays for CRM, website, signage and photography?
  5. 05Who funds vendor-paid marketing shortfalls if a listing doesn't sell?
  6. 06How are conjunctional sales split between salespeople?
  7. 07Who owns the database and the client relationships?
  8. 08Is there a restraint of trade if I leave, and how long?
  9. 09Can I see the split applied to three of my actual past sales?

The Network model

85% on every sale. No admin fees, no franchise fees, no hidden costs.

The remaining 15% runs the business behind you: CRM and AI tooling, marketing and design, listings, compliance, trust accounting and support. Your brand, your database, your relationships — licensed to you.

FAQ

Commission questions agents ask us.

How does a real estate agent commission split work in New Zealand?+

The vendor pays a commission to the agency, not to the agent. The agency then pays the salesperson an agreed share of that commission — the split. A 50/50 split means the agent receives half of the commission the agency collected on that sale, before any franchise fees, admin fees or desk costs the agency deducts.

What is deducted before an agent gets paid?+

It varies by agency. Common deductions are franchise or brand fees, an office or desk fee, admin and compliance charges, marketing contributions, CRM or software subscriptions, and sometimes a share of the office's advertising. Ask any agency for a written example on a real sale price before you sign.

What split does The Network pay?+

Agents at The Network earn 85% of the commission on every sale, with no admin fees, no franchise fees and no hidden costs. The remaining 15% covers the back office: CRM and tech, marketing systems, compliance, trust accounting, design and support.

Is a higher split always better?+

Not on its own. A high split with heavy desk, marketing and software costs can pay less than a lower split with everything included. Compare take-home dollars on your actual annual volume, not headline percentages.

Do I keep my database if I change agency?+

That depends entirely on your agreement. Check who owns the client data, the brand you trade under and any restraint of trade before you move. At The Network your brand, database and relationships are licensed to you.